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We guide you through every step.
From inspection to approved claim — we work directly with adjusters so you get maximum coverage.
GAF Certified
BBB A+ Rating
5-Star Google Reviews
Licensed, Bonded & Insured
TN Residential Contractor
7-Step Process
Our Insurance Claim Roadmap
After the storm passes, check for visible damage. Take photos and videos from multiple angles as documentation.
1
Inspect Your Roof for Damage
2
Contact Your Insurance Company
Notify your insurance provider as soon as possible and file your initial claim report.
Call Creative Roofing Solutions, LLC for a free, thorough roof inspection. We identify hidden damage insurance adjusters might miss.
3
Schedule a Professional Inspection
4
File Your Claim & Submit Documentation
Submit all photos, our inspection report, and any repair estimates to your insurance company.
We help you understand the difference between ACV (Actual Cash Value) and RCV (Replacement Cost Value) coverage.
5
Review Your Policy & Coverage
6
Meet with the Insurance Adjuster
We attend the adjuster inspection to ensure all damage is properly documented and not overlooked.
Once approved, we begin your roof replacement quickly using premium materials and professional crews.
7
Claim Approved — Schedule Your Repairs
Coverage Explainer
ACV vs. RCV Insurance Coverage
ACV
Actual Cash Value
Pays less than full replacement cost if your roof is older. Calculated as replacement cost minus depreciation based on age and condition.
RCV
Replacement Cost Value
Pays less than full replacement cost if your roof is older. Calculated as replacement cost minus depreciation based on age and condition.
TIP: If you have ACV coverage, ask your agent whether you can upgrade to RCV. The difference in premium is usually small but the coverage difference is significant.
FAQ
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